Computer hardware; Computer peripheral devices; Computers; Downloadable computer software for providing consumer resources for searching, locating, rating, analyzing and providing information for the purchase and use of a wide spectrum of consumer services, goods, products and information over a global communications network namely, mobile communication devices, desktop, mobile, email, text, voice or social media channels; Downloadable computer software for personal information management; Downloadable computer software for processing voice commands, and creating audio responses to voice commands; Downloadable computer software for accessing, browsing and searching online databases; Downloadable computer software for scheduling appointments, reminders, and events on an electronic calendar; Downloadable computer software for dictation; Downloadable computer software for storing, organizing, and accessing phone numbers, addresses, and other personal contact information; Downloadable computer software for global positioning and for providing travel directions; Downloadable computer software for enabling hands-free use of a mobile phone through voice recognition; Downloadable computer software for making travel arrangements; Downloadable computer software for processing, reproducing, synchronizing, recording, organizing, downloading, uploading, transmitting, streaming, receiving, playing and viewing text, multimedia and data files; Downloadable computer game software; Home automation hubs using artificial intelligence comprised of voice-activated speakers, computer hardware, and downloadable software for controlling networked devices in the internet of things (IoT), operating internet-enabled and connected lighting apparatus and home security alarms, and other connected smart home devices and appliances; Mobile telephones; Downloadable intelligent personal assistant software for electronic voice recognition and speech to text conversion; Headsets for mobile telephones; Portable and handheld digital electronic devices for recording, organizing, transmitting, manipulating, and reviewing text, data, image, and audio files