Electronic monitoring of household television viewing activity for television program rating purposes; Incentive award programs to promote the sale of products and services of others; Recruitment of students for higher education institutions; Administration of a discount program for enabling participants to obtain discounts on the cost of services or receive improved services through use of a membership card; Administration of a consumer loyalty program to promote restaurant services and retail services of others; Administration of a program for enabling participants to obtain discounts on goods and receive improved services; Administration of a program for enabling participants to obtain discounts on products and services; Administration of a program for enabling participants to obtain discounts on the cost of services or receive improved services; Administration of a program to promote community service; Arranging and conducting business competitions for entrepreneurs to compete for seed capital to finance business activities; Conducting incentive award programs to promote the sale of school and office products; Conducting and administering a program for participating health and fitness clubs featuring discounts on club membership for access to the clubs to program members; Dissemination of advertising, scheduling and managing of training courses and programs for others via a global computer network; Promoting the goods and services of others by means of word-of-mouth and nontraditional marketing programs; Promoting the goods and services of others by means of a point accumulation program with points used for discounts on future purchases of those goods and services; Providing consumer news and information in the field of educational products and services that help individuals and businesses make and save money; Providing incentive award programs for customers through issuance and processing of loyalty points for on-line purchase of a company's goods and services; Providing incentive award programs for customers through the issuance and processing of loyalty coupons for frequent use of participating businesses; Providing a website for managing, conducting and organizing online auctions that are designed to raise money for selected charities; Providing a web site featuring business information in the form of audio and video interviews, transcripts and other educational materials; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services

Financial services, namely, savings programs for youths; Loyalty coupon payment processing services; Loyalty program payment processing services; Money transfer; Payment and funds verification services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Prepaid card services in the nature of making payment for adding airtime to prepaid or pay-as-you-go wireless services; Processing electronic payments made through prepaid cards; Providing cash and other rebates for credit card use as part of a customer loyalty program; Savings account services; Savings bank services; Administration of savings accounts; Collecting license fees on behalf of independent writers and publishers and making payments to the copyright owners of the music; Electronic transfer of money; Electronic transfers of money; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing rebates at participating establishments of others through use of a membership card; Providing an on-line searchable database featuring education grants; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing information on government financial assistance programs; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards