Financial planning and investment advisory services; financial consultation in the fields of portfolio planning, investment planning, retirement planning, and estate planning; financial management in the field of retirement, investment portfolios, and employee pensions; investment consultation in the fields of retirement, employee pensions, estate planning, and investment planning; investment management in the fields of retirement and employee pensions; providing information and advice in the field of finance, financial investments, financial valuations, and financial aspects of retirement; estate planning; estate trust planning; individual retirement account services; financial planning for retirement; financial retirement plan consulting services; financial administration of retirement plans; advice on finance during retirement; insurance consultation; insurance information and consultancy; financial consultancy and insurance consultancy; insurance and financial information consultancy services; processing, managing, and administration of employee and retiree benefit plans concerning insurance and finance; insurance services, namely, insurance eligibility review and verification and consultation in the field of life insurance and annuities; administration of employee and retiree plans concerning insurance and finance; Consulting services in the field of state and federal employee benefit plans concerning insurance and finance; financial services, namely, providing an investment option available for variable annuity and variable life insurance products; providing information in the field of employee financial benefit plans