software as a service (saas) services, namely, hosting software for use by others for use in personal financial planning and related services, namely, the origination and servicing of loans; software as a service (saas) services featuring software for use in evaluating, understanding, researching, applying for, processing, obtaining, and tracking loans, loan pre-qualifications, and loan pre-approvals; software as a service (saas) services featuring software for assessing and managing loan risk and collecting data analytics for loan processing, approval and compliance; software as a service (saas) services featuring software for collaborating and communicating between borrowers and lenders and others involved in personal financial planning and related services, namely, loan process, sharing of documents and information between borrowers and lenders and others involved in the loan process, and storing data, documents and records for applying for, pre-approving, underwriting, processing, and obtaining loans; software as a service (saas) services featuring software that enables borrowers to obtain personal financial information, credit reports, loan pricing, loan rates, and loan information; providing online non-downloadable software for consumer lending, financial analysis, financial planning, financial management, bill tracking and management, expense tracking and management, and financial goal tracking; software as a service (saas) services, featuring software for providing real time loan options, loan rates, calculators, loan approvals, loan underwriting without having to pull credit report; software as a service (saas) services featuring software for use in financial transactions sold to customers as white label software