Automated Clearing House (ACH) transaction processing services; Charge card and credit card payment processing services; Clearing and reconciling financial transactions via a global computer network; Credit card payment processing services; Credit and cash card payment processing services; Cryptocurrency exchange services; Cryptocurrency payment processing; Cryptocurrency trading services; Currency exchange services; Currency exchange and advice; Currency trading; Currency transfer services; Electronic cash transactions; Electronic credit card transaction processing; Electronic debit card transaction processing; Electronic financial trading services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic transfer of money; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options; Foreign exchange transactions; Gift card transaction processing services; Money transfer; Processing electronic payments made through prepaid cards; Processing of credit card payments via near field communication (NFC) technology-enabled devices; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments