Downloadable animation audio and video files, ring tones, music, electronic games, and image files in the fields of automobiles, cats and dogs and sports for mobile phones; Downloadable databases in the field of payment processing and marketing; Computer operating programs, recorded; Downloadable ring tones for mobile phones; Consumer coupons downloaded from a global computer network; Downloadable computer game software programs; Recorded computer game software programs; Downloadable operating software in the nature of a mobile application for use in global positioning systems (GPS) and communication networks; Recorded computer application software for disseminating advertising for others; Downloadable computer application software for disseminating advertising for others; Downloadable computer application software for use in conducting social networking services via the internet; Recorded computer application software for use in conducting social networking services via the internet; Recorded computer application software for facilitating payment transactions by electronic means; Downloadable computer application software for facilitating payment transactions by electronic means; Downloadable computer software for authenticating user identification; Recorded computer software for authenticating user identification; Recorded computer firmware for use in database management in the field of credit cards business; Recorded computer e-commerce software for facilitating commercial transactions; Downloadable computer e-commerce software for facilitating commercial transactions; Computer operating systems; Magnetic coded cards for accessing computer networks; Magnetically encoded credit cards; Encoded identity cards, namely, magnetic identifying cards; Magnetic ID cards for use in connection with payment for services; Electronic payment terminals; Money dispensing and sorting devices, namely, automatic teller machines (ATMs); Credit card terminals, namely, electronic machines for reading credit cards and recording credit card financial transactions; Smart card reader-writers, namely, smart integrated circuit card readers that are also encoders for encoding the smart integrated circuit cards

Sales promotion for others; Advertising agency services; On-line advertising on a computer network; Advertising services, namely, providing a searchable online advertising guide featuring the goods and services of online vendors; Public relations; Provision of advertising space, time and media, namely, providing advertising space at a website for the advertisement of the goods and services of others, renting of advertising time on communications media, and creating and disseminating advertisements; Distribution of advertising materials; Administration of a consumer loyalty program to promote restaurant services and retail services of others; Promoting the goods and services of others by distributing electronic coupons; Providing commercial information and advice for consumers; Market research; Computerized database management; Computer file management; Providing office functions

Insurance services, namely, underwriting, issuing and administration of life health, accident, fire and marine insurance; Insurance information; Banking; Issuing prepaid debit cards; Loyalty coupon payment processing services; Credit card payment processing services; Payment verification services; Financial collection agency; Issuing prepaid credit cards; Credit reporting services; Credit card verification; Credit card transaction processing services