Downloadable software for use in monitoring, tracking, detecting, preventing and managing fraud in the fields of credit fraud, credit card fraud, debit card fraud, check fraud, identity theft, mortgage fraud, and banking fraud; Downloadable software for reporting the detected suspicious transactions

Providing temporary use of online non-downloadable software for use in monitoring, tracking, detecting, preventing and managing fraud in the fields of credit fraud, credit card fraud, debit card fraud, check fraud, identity theft, mortgage fraud, and banking fraud; Providing on-line non-downloadable software for use in conducting identity verification, background investigation, and information collection on persons and organizations for financial institution; electronic monitoring of financial transactions associated with cash, checks, credit cards, debit cards, ATM cards, stored value cards, gift cards, pre-paid cards, wires, monetary instruments, loan applications, letters of credit, notes, securities, commercial papers, commodities, precious metal, electronic fund transfers, automatic clearing house, and financial instruments to detect fraud via the Internet, namely, credit fraud, credit card fraud, debit card fraud, check fraud, identity theft, mortgage fraud, and banking fraud; providing temporary use of online non-downloadable software for use in authenticating personal information for financial institutions

Providing an interactive web site featuring personal background credential information for financial institutions to verify credentials of others; background investigation and research services for financial institutions