Downloadable computer software for financial services; computer hardware; Downloadable computer firmware for operating system programs; Downloadable computer software and programs used in the field of electronic commerce, namely, software for database management; downloadable computer software and programs for processing electronic payments to and from others; downloadable authentication software for controlling access to and communications with computers and mobile devices; downloadable software applications for financial services; downloadable computer software packages for financial services; downloadable computer software for database management; computerized financial management information systems comprised of computer hardware; computers; computer peripheral apparatus and equipment; telecommunication machines and apparatus, namely, telephones; electronic devices, namely, telephones; data processing equipment and devices; apparatus for recording, transmission or reproduction of sound or images; blank CD ROMS; blank DVDs; machine video monitors; mobile data terminals; data storage units, namely, hard drives; electronic handheld currency converters; magnetically encoded credit, debit, cash and identification cards; blank electronic chip cards and smart cards; cash dispensers; electronic funds transfer machines; credit and debit card verification machines; electronic publications, namely, e-zines featuring finance recorded on computer media