Insurance and financial services, namely, underwriting, administration and distribution of insurance and annuities; mutual fund management, brokerage, and distribution services; management, advisory and consulting services in connection with insurance, investment and financial retirement planning; investment management, analysis and consulting services; insurance agency and brokerage services; management and administration of employer retirement plans, employee benefit plans, employee pension plans and employee pension investments; and providing information in the fields of insurance, investment and financial retirement planning

Research and development of technology, software tools and processes, and software applications in the fields of insurance, investment and retirement services; providing a website featuring on-line non-downloadable software programs for tracking and analyzing personal financial and investment accounts, providing tailored financial and investment advice, and conducting financial transactions