Providing downloadable software for processing credit card and debit card payments, for providing access to a cloud-based digital wallet for funding financial accounts, transferring currency and/or cryptocurrency funds to and from the accounts and for making payments from the accounts; financial services, namely, providing electronic transfer of virtual currencies, namely, cryptocoins and cryptocurrencies, via a global computer network, banking, money transfer; cloud-based digital wallet services, namely, financial administration of on-line cash accounts and cash payment transactions from the cash accounts; credit card payment transaction processing services, debit card payment transaction processing services, charge card payment transaction processing services, pre-paid card services offered through cards with stored value, namely, processing electronic payments made through prepaid cards; electronic credit card and debit card payment transaction processing; cash disbursement in the nature of cash transfer services; check verification; check cashing; deposit access and automated teller machine services in the nature of ATM banking services; transaction authorization and settlement services, namely, credit card transaction authorization services; transaction reconciliation, namely, clearing and reconciling financial transactions via a global computer network; cash management; funds movement services in the field of payment cards, namely, electronic transfer of funds in the field of card payments; payment transaction authentication and verification services, namely, payment verification services and credit card and debit card verification services; value exchange services, namely, secure electronic cash transactions and electronic cash transfers, over public computer networks to facilitate electronic commerce; providing financial information, namely, credit and debit card payment and transaction processing data and reports; and electronic funds transfer and currency transfer services; provision of financial information via a global computer network; financial information rendered by computer by means of a secure information computer network; the provision of financial services for the support of retail services provided on-line, through electronic networks; stored valued deposit access services namely, providing secure storage of currency, cryptocurrency, and cryptocoins; processing of financial transactions, namely, processing of debit, credit, and stored value transactions both online via computer databases and blockchains or via telecommunications and at point of sale; the provision of financial information in the nature of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions, namely, the settlement of financial transactions between two parties based on an authorization against stored value, debit, cash on account, and/or credit; verification of financial information, namely, payment verification and credit card verification maintenance of financial records remote payment services, namely, remote credit card and debit card processing; financial stored value electronic purse services, namely, providing on-line stored value accounts in an electronic environment; provision of debit and credit services by means of radio frequency identification devices in the nature of transponders, namely, debit card, credit card, and/or stored value payment processing services; provision of debit and credit services by means of communication and telecommunication devices namely, debit card, credit card, and/or stored value payment processing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices, namely, debit card, credit card and/or stored value payment processing services; processing of credit and debit payment transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; value exchange services, namely, the secure exchange of value, including electronic cash, cryptocoins, and cryptocurrencies, over computer networks, namely, electronic commerce payment services in the nature of establishing funded accounts used to purchase goods and services on the Internet; financial services provided over the telephone and by means of a global computer network or the Internet, namely, credit card, debit card, and/or stored value payment processing services; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations, namely, processing of contactless credit and debit card payments; financial services, namely, providing a cloudbased digital wallet in the nature of on-line cash and/or stored value accounts that also stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; computer security services, namely, restricting unauthorized access to customer financial transaction and financial account data; monitoring of computer systems for detecting unauthorized access or data breach of customer financial transaction data and financial accounts; Electronic monitoring of credit card, debit card, and/or stored value account activity to detect fraud via the internet; providing non-downloadable software for processing credit card and debit card payments, for providing access to a cloud-based digital wallet for funding financial accounts, transferring currency and/or cryptocurrency funds to and from the accounts and for making payments from the accounts