Software as a service (SAAS) services, namely, hosting software for use by others for use of calculating the risk of journeys for insurance and safety purposes; Advisory services in the field of product development and quality improvement of software; Application service provider featuring application programming interface (API) software for of calculating the risk of journeys for insurance and safety purposes; Application service provider, namely, hosting, managing, developing, analyzing, and maintaining applications, software, and web sites, of others in the fields of healthcare, benefits programs, employee productivity, risk management; Automotive diagnostic services featuring computer software for use by independent automotive repair personnel; Business technology software consultation services; Computer services, namely, acting as an application service provider in the field of knowledge management to host computer application software for the purpose of analyzing and scoring the risk of specific journeys in the context of the vehicle and occupants; Computer services, namely, integration of computer software into multiple systems and networks; Consulting services for others in the field of design, planning, and implementation project management of creating journey risk scores for specific context; Consulting services in the field of software as a service (SAAS); Consulting services in the field of design, selection, implementation and use of computer hardware and software systems for others; Consulting services in the field of hosting computer software applications; Consulting services in the field of providing online, non-downloadable software and applications; Data automation and collection service using proprietary software to evaluate, analyze and collect service data; Platform as a service (PAAS) featuring computer software platforms for of calculating the risk of journeys for insurance and safety purposes