Providing a website for commercial or non -profit purposes featuring user-generated questions, answers, opinions, commentary, ratings, suggestions, reviews, referrals and recommendations relating to a wide array of general topics, products, technologies, programs, problems, people, places and services utilizing distributed ledger technology, utilizing user generated content, gamification and predictive analytics and involving the earning, holding, transferring, awarding, purchasing, exchanging, trading, wagering, selling of virtual currency to and from users onsite or with or from third parties; Online advertising and promotional services by means of connecting users with each other and retailers, wholesalers, businesses and service providers offering coupons, vouchers, raffles, polls, discounts and other services; Online advertising and promotional services by means of connecting users with each other and retailers, wholesalers, businesses and service providers by the use of contests and promotions utilizing user generated content, gamification and predictive analytics to facilitate the purchasing process and other processes. Providing a website for the exchange of information in the field of technology and other general topics to include data, answers, information, specifications, suggestions, ratings, opinions or reviews; Providing a website that features professional and social commentary and public opinion on a wide array of products, problems, individuals, businesses, gaming, education, technology, finance, and other topics in general