Identification verification services, namely, providing user authentication services using software technology for e-commerce transactions, online software applications; Credit holder verification and authentication services, namely, providing user authentication services to credit holders using single sign-on technology and software technology for e-commerce transactions, online software applications; Fraud detection services, namely, electronic monitoring of credit card activity to detect fraud via the internet; Identity verification services, namely, providing user authentication services using single sign-on technology, software technology for e-commerce transactions, online software applications in the fields of gaming, finance, credit, medical records, psychological profiling, personal profiling, housing, employment, and commercial transactions; Fraud detection services, namely, electronic monitoring of on-line credit card transactions to detect fraud via the internet; Fraud detection services, namely, electronic monitoring of credit card, debit card, and payment card transactions to detect fraud via the internet; Fraud and identity theft protection services, namely, electronic monitoring of personally identifying information to detect identity theft via the internet; Fraud detection services, namely, electronic monitoring of insurance, credit cards, banking, and retail financial transactions to detect fraud via the internet; Providing fraud detection services, namely, electronic monitoring of electronic funds transfer, credit and debit card and electronic check transactions to detect fraud via a global computer network; Software as a service (Saas) featuring software to reduce chargebacks and aid the resolution of billing inquiries and disputes; Providing user authentication services to credit holders for credit card transactions using software technology for e-commerce transactions, online software applications via a global computer network; Providing an interactive web site featuring technology that enables users to verify personal background credentials and other personal background information; Providing temporary use of non-downloadable computer software that allows users to send, receive, store, and safeguard digital currency; Providing a secure website featuring technology that enables users to remotely access, send, receive, store, and manage digital currency; Providing a website that gives users the ability to create customized web pages featuring user-defined profiles; Application service provider (ASP) featuring application programming interface software for integration of financial transactions into websites and mobile applications; Software as a service (SAAS) featuring software for use in database management, for service desk management, for accounting, and for establishing credentials for onboarding and establishment of membership, in the field of personal identity verification; Providing temporary use of non-downloadable software for identity and personal rights confirmation and verification; Fraud detection services, namely, computer forensic services in the nature of computer forensic analysis of personal identification and data from multiple sources for fraud prevention purposes

Identification verification services, namely, providing authentication of personal information; Evaluation services to assess business efficiencies; credit mail order, telephone and internet order processing services; Evaluation services to assess risks with respect to credit card users and transactions; Credit holder verification services; Credit holder authentication services; Credit holder information evaluation services; Electronic commerce business, personal and transactional credit information gathering and/or evaluation services, namely, the Evaluation of the credit worthiness of companies and private individuals; Electronic foreign exchange business, personal and transactional credit information gathering and/or evaluation and/or processing, namely, the Evaluation of the credit worthiness of companies and private individuals in foreign exchange transactions; Fraud detection services; Electronic commerce credit authentication services, namely, verification services for check, card, and electronic payment, and for employment and other social and business interaction between individuals and organizations; Credit holder verification services; Credit holder authentication services; Credit holder information evaluation services; Electronic commerce business and personal credit verification services; Electronic commerce business, personal and transactional credit information gathering and/or evaluation services, namely, the Evaluation of the credit worthiness of companies and private individuals; Electronic foreign exchange business, personal and transactional credit information gathering and/or evaluation and/or processing, namely, the Evaluation of the credit worthiness of companies and private individuals in foreign exchange transactions; Identity verification services, namely, providing authentication of personal identification information in the fields of gaming, finance, credit, medical records and psychological profiling; Fraud detection services in the field of credit cards for on-line purchasing; Fraud detection services in the field of credit cards, debit cards, and payment cards for financial transactions; Fraud and identity theft protection services; Fraud detection services in the field of insurance, credit cards, banking and retail/financial transactions; Providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Employee benefit eligibility services, namely, verification of employee and dependent information; Software as a service featuring software to reduce chargebacks and aid the resolution of billing inquiries and disputes; Electronic commerce credit authentication services, namely, verification services for check, credit card, and electronic payment; Identity verification services, namely, providing authentication of personal identification information in the fields of gaming, finance, credit, medical records and psychological profiling; Fraud detection services in the field of credit cards for on-line purchasing; Fraud detection services in the field of credit cards, debit cards, and payment cards for financial transactions; Fraud and identity theft protection services; Fraud detection services in the field of insurance, credit cards, banking, retail, and financial transactions; Providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Fraud detection services in the field of credit cards for on-line purchasing; Providing credit holder authentication of credit card transactions via a global computer network; Background investigation and research services; providing an interactive web site that facilitates the verification of personal background credentials and other personal background information; Downloadable software in the nature of a mobile application to send, receive, store, and safeguard digital currency; downloadable software in the nature of a mobile application to access an electronic database of business directory information; Providing an electronic cloud-based database of business directory information; Providing financial information; providing financial information via a web site; providing an online computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information; financial affairs and monetary affairs, namely, financial information, management and analysis services; financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes; financial information in the nature of rates of exchange; financial information processing; providing an online searchable database featuring financial information about transactions; Providing temporary use of non-downloadable computer software that allows users to send, receive, store, and safeguard digital currency; providing a secure, web-based service featuring technology that enables users to remotely access, send, receive, store, and manage digital currency; providing a website that gives users the ability to create customized web pages featuring user-defined profiles; application service provider featuring application programming interface software for integration of financial transactions into websites and mobile applications; software as a service (SAAS) services; software for identify and rights confirmation and verification