Downloadable electronic publications in the nature of research reports, newsletters and white papers in the field of business analytics, predictive analytics, market research, customer relationship management, business management, enterprise decision management and big data

Data management services for the understanding and predicting of consumers, businesses, and market trends and actions; Outsource service provider in the field of business analytics; Collection and systemization of consumer research information into computer databases; Information and data compiling and analyzing relating to business management; Business data analysis; Compiling and analyzing statistics, data and other sources of information for business purposes; Business consulting services in the field of enterprise decision management; Business consulting and information services; Business management consulting with relation to strategy, marketing, sales, operation, product design particularly specializing in the use of analytic and statistic models for the understanding and predicting of consumers, businesses, and market trends and actions; Business consulting services, namely, aggregating and providing consumer research data and information to assist others with the evaluation of customer qualification for particular offers, programs, incentives and rate structures; Consultation services in the field of company, business sector and industry data and research; Profit survey and analysis; Providing business intelligence services; Advice and information about customer services and product management and prices on internet sites in connection with purchases made over the internet; Assistance, advisory services and consultancy with regard to business planning, business analysis, business management, business organization, marketing and customer analysis; Outsource service provider in the field of customer relationship management; Customer relationship management; Arranging and conducting marketing promotional events for others; Advice in the field of business management and marketing; Business marketing consulting services; Market research by means of computer database; Analytics-as-a-service (AaaS) in the nature of business data analysis services in the field of automation of operational decision making; business risk management consultation; providing online business risk management service for use in project management; Data management services for use in debt collection, namely, electronic data collection and on-line claims management; Providing statistical data on consumer credit scores for the purpose of assisting businesses in making consumer credit decisions; Business marketing services based on consumer credit reports and scores of others; Providing business management information and business on-line computer databases to assist businesses in the marketing, e-commerce, telecommunications and higher education industries with evaluation of potential customers and decision management with regard to service offerings; Compiling and analyzing statistical data for business purposes in order to assist businesses to uncover and identify fraudulent consumer credit applications

Analysis of financial data for use in debt collection; Financial credit modeling, namely, the evaluation of credit and other personal data as credit risk predictors; Business credit verification services; Providing financial information and financial on-line computer databases to assist businesses in the insurance, financial and real estate industries with evaluation of potential customers and decision management with regard to service offerings; Financial consulting services, namely, advising others regarding their credit operations, and collections activities; Providing information in insurance, financial and real estate matters

Design and development of software for the automation of financial verification processes; Cloud computing featuring software for use in predictive analytics and enterprise decision management in the field of consumer credit lending; Providing temporary use of web-based software applications for predictive analytics and enterprise decision management services relating to the credit modeling and collections activities of others; Data automation and collection service using proprietary software to evaluate, analyze and collect consumer credit and financial data; Data mining; Cloud computing featuring software for use in predictive analytics and enterprise decision management in the field of business intelligence; Providing temporary use of web-based software applications for predictive analytics and enterprise decision management services to assist businesses in evaluating potential customers and extend service offerings; Software as a service (SAAS) services featuring software for businesses for tracking, analyzing, and forecasting data for customer relationship management (CRM), finance, credit lending, product lifecycle management (PLM), marketing, and customer databases; computer modeling services; Platform as a service (PAAS) featuring computer software platforms for real-time decision-making by businesses regarding customer qualification for particular offers, programs, incentives and rate structures; Platform as a service (PAAS) featuring computer software platforms for real-time, integrated business management intelligence by combining information from various sources and presenting it in an easy-to-understand user interface; software as a service (SaaS) services featuring business analytics software for collecting and analyzing data to facilitate automation of operational business decision making; providing predictive analytics technology in the nature of non-downloadable software for assisting businesses in the marketing, e-commerce, telecommunications and higher education industries with evaluation of potential customers and decision management with regard to service offerings; providing predictive analytics technology in the nature of non-downloadable software used to assist businesses in the insurance, financial and real estate industries with evaluation of potential customers and decision management with regard to service offerings; Fraud and identity theft protection services, namely, computer security services in the nature of non-downloadable software for predictive modeling and real-time decision making support for fraud detection and authentication and validation of personal identity; providing fraud detection services to businesses for consumer credit operations in the nature of non-downloadable software collecting and analyzing data to facilitate automation of operational business decision making the field of consumer credit operations

Regulatory compliance consulting in the field of credit and debit automated clearing house (ACH) transactions and debiting reporting; Identification verification services, namely, verification of personal identity as part of personal background investigations; Conducting background investigation and research for security or authentication purposes through investigation of assets, credit reports, fiscal assessments, and collection reports