Advisory services relating to credit and debit control, investment, grants and financing of loans; College consulting services, namely, assisting students in applying for scholarships and financial aid; College counseling services, namely, assisting students in applying for scholarships and financial aid; Debt consolidation services; Debt management consultation; Financial advisory and consultancy services; Financial advisory and consultancy services, namely, the creation of personalized strategies to achieve financial independence; Financial analysis; Financial loan consultation; Financial risk assessment services; Financial services, namely, debt settlement; Financial services, namely, loan default mitigation services; Providing financial consultation services to college-educated young adults through the provision of assistance with student financial aid, student loans and/or budgeting using crowd-sourced information and transaction data to provide and guide personal financial insight and decision making; Student loan services; Financial advice, namely, budget planning; Providing student loan information