Loan financing; loan origination and financing services for a wide array of loans, namely, consumer, personal, deferred presentment, payday advance, cash advance, installment, credit card, commercial, and guarantor loans; providing check cashing, check verification and check processing services; providing first party and third party debt collection services; providing money and currency transfer services; payment transaction processing services, namely, bill payments services, money order services, money wire transfer services, electronic funds transfer services, and currency transactions in the nature of currency exchange and foreign exchange trading services; exchanging money and providing foreign currency exchange services; issue tokens of value; issuing pre-paid debit cards; providing online financial information and advice in the field of financial literacy to consumers regarding payday lender selection, financial glossary reference, check writing guides, and fraud and identity theft