Application service provider (ASP) featuring software for financial planning and financial management, namely, for facilitating personal financial wellness through planning, budgeting, cash flow management, debt management, bill payment, savings, and early wage access; Application service provider (ASP) featuring software for financial information and money management for use in the fields of financial services, financial management and financial planning; Software as a service (SAAS) services for financial planning and financial management in the nature of a software that enables the collection, editing, monitoring, managing, organizing, modifying, bookmarking, aggregating, analyzing, reporting, transmission, storage and sharing of financial data, documents, and information and enables the monitoring, managing, and movement of money all pertaining to financial planning, budgeting, cash flow management, debt management, bill payment, savings and early wage access; Software as a service (SAAS) services for financial planning and financial management in the nature of a software that enables users the ability to create, modify, edit, share, manage, store, and view electronic financial planning, financial budgeting and financial management content, financial planning and financial management data and financial planning and financial management information over the Internet for facilitating personal financial wellness through planning, budgeting, cash flow management, debt management, bill payment, savings, and early wage access