Software as a service (SAAS) services featuring software for use in database management, for use in electronic storage of data, for use as a spreadsheet, for word processing in the field of property and casualty insurance; Consulting services in the field of hosting computer software applications in the field of property and casualty insurance; consulting services in the field of providing online, non-downloadable software and applications in the field of property and casualty insurance; consulting services in the field of software as a service (SAAS); consulting services in the field of cloud computing; technical support services, namely, troubleshooting of computer software problems; computer services, namely, acting as an application service provider in the field of information and knowledge management to host computer application software for the purpose of database management in the field of property and casualty insurance; on-line web site that enables the management of data systems of others by providing technical maintenance and performance reports based on data provided by users; application service provider, namely, hosting, managing, developing, and maintaining applications, software, and web sites, in the fields of personal productivity, wireless communication, mobile information access, and remote data management for wireless delivery of content to handheld computers, laptops and mobile electronic devices in the field of property and casualty insurance; consulting services, namely, designing, creating, implementing and maintaining computer software for owners, managers and other personnel to set-up, open, operate and manage property and casualty insurance