Credit counseling services; Debt counseling services; Debt settlement negotiation services; Issuing of credit cards; Providing educational scholarships; Providing grants to union members who are unemployed due to a union-sanctioned strike or lockout; Providing grants to union members who are unemployed due to an involuntary job loss or layoff; Providing grants to union members facing financial hardship due to a natural disaster; Providing grants to cover mortgage payments for union members who are unemployed due to a union-approved strike or lockout; Providing grants to union members with large, out-of-pocket hospital expenses; Providing grants to union members who are unemployed due to illness or disability; Providing information about healthcare insurance plans