downloadable software for accessing digital content in the fields of entertainment, travel, hotels, and restaurants via electronic and optical communications networks; downloadable software allowing users to submit electronic data to and access data from a website for educational and entertainment purposes; downloadable software for the transmission of messages among users in the fields of entertainment, travel, hotels, and restaurants; downloadable software used for providing travel information and maps and for booking and checking travel reservations; downloadable software used for searching hotel rates and airfares; downloadable software for facilitating travel, car, lodging, recreation and entertainment arrangements and reservations; downloadable software that organizes travel information and allows access, viewing, downloading, storing and sharing of information about travel destinations, local shopping, dining, entertainment and area attractions; downloadable software that allows providers of lodging, food service, recreation and entertainment to disseminate promotional opportunities and current information to travelers about their promotions, offers, properties and services; software that facilitates multiple types of payment and debt transactions; computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; computer software that enables users to make airline tickets reservations; computer software that enables users to make hotel reservations, book cruises and make car rental reservations; computer software, namely, mobile application with backend software for the end users to manage their bookings for airlines, hotels and concierge services