Computer software retrieval program that enables authentication of personal identity using biometric, second factor, wireless personal area network or near field communication (NFC) information; Computer software for enabling authentication of the personal identity of computer users; Computer software to automate account management entry and retrieval by enabling authentication of personal identity using biometric, second factor, wireless personal area network or near field communication (NFC) information; Computer peripheral devices for second factor identity authentication, namely, USB, near field communication (NFC) or wireless personal area network computer access control keys; Computer peripheral devices, namely, electronic security token in the nature of a fob-like device used by an authorized user of a computer system to facilitate authentication; Computer software for enabling USB, near field communication (NFC), or wireless personal area network technology as a transport for authenticating users between computer devices; Computer hardware for enabling USB, near field communication (NFC), or wireless personal area network technology as a transport for authenticating users between computer devices; Computer hardware for enabling authentication of the personal identity of computer users; Computer peripheral devices, namely, biometric sensors for enabling authentication of personal identity

Computer software development for enabling authentication of the personal identity of computer users; Computer programs development for enabling authentication of the personal identity of computer users; Installation, maintenance and repair of computer software for enabling authentication of the personal identity of computer users

Providing a secure binding process from a user device to a server backend for assured user authentication; Providing user authentication services in online transactions and e-commerce transactions