Computer services, namely, designing and implementing e-commerce web sites for others; Computer services, namely, designing and implementing computer programs for others in the field of payment processing services, customer loyalty services and receivables management services, excluding mortgage lending and closing services for others; Leasing of computer hardware and computer peripheral equipment for use in point-of-sale transactions; On-line security services, namely, providing security and anonymity for electronically transmitted credit card transactions; Providing temporary use of on-line non-downloadable software for use in analyzing credit and debit card expenditures and generating reports relating thereto; Providing temporary use of on-line non-downloadable software for the financial services industry for analyzing financial data used to authorize or decline consumer credit requests