ATM banking services; Bill payment services; Check acceptance services; Check payment guarantee services; Check verification; Collection of debts; Credit recovery and collection; Currency exchange services; Electronic banking via a global computer network; Electronic check acceptance services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial analysis and research services; Financial portfolio management; Financial research and information services; Financial risk assessment services; Financial risk management; Issuing prepaid debit cards; Issuing stored value cards; Issuing of credit cards; Merchant services, namely, payment transaction processing services; Payment processing services in the field of dispute transactions, namely, refund transactions payments; Payment processing services in the field of health savings accounts, flexible spending accounts, and health reimbursement account payments; Payment processing services in the field of merchant transaction payments; Payment verification services; Processing of debit card payments; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing an on-line searchable database featuring financial information about credit card transaction services; Tax payment processing services