Administering discount group purchasing programs, namely, negotiating contracts with providers of banking and insurance services, to enable participant members of a teachers union to obtain discounts on the purchase of the financial and insurance services of others through the use of union discount membership cards; Administration of a program for enabling participants to obtain discounts on goods and receive improved services; Administration of a program for enabling participants to obtain discounts on products and services; Administration of a program for enabling participants to obtain discounts on the cost of services or receive improved services; Advertising, marketing, and promoting the goods and services of others via Internet website; Buying club services; Buying club services in the field of clothing and accessories; Marketing services for the on-line products of others; Membership club services in the nature of providing discounts to members in the field of general consumer retail goods; Operating on-line marketplaces featuring personal retail goods such as clothing and accessories; Operating on-line marketplaces for sellers and buyers of goods and/or services; Promoting and marketing the goods and services of others by providing hyperlinks to websites of others and by providing advertising in an on-line advertising forum for on-line merchants; Promoting and marketing the goods and services of others by providing a website having an international retail product selection and giving purchasers group buying and shipping discounts; Providing a searchable website featuring the goods and services of other vendors; Providing a searchable online advertising website and informational guide featuring the goods and services of other vendors via the internet in the field of general consumer personal retail goods; Providing an incentive award program for dealers and consumers that provides for discounted pricing for and expedited shipping of specified products to the dealers and consumers for their purchases of said specified products; Provision of an on-line marketplace for buyers and sellers of goods and services; Online advertising and marketing services in the field of general consumer personal retail goods via wireless networks for display on mobile devices