payment processing, namely, electronic processing of credit card, debit card, gift card, and fuel card payment transactions and automatic payment deduction or billing services for customers; electronic payment transaction processing and authorization services for credit, debit and stored-value payment transactions; payment transaction processing for credit, debit and stored-value payments via wireless proximity payment devices and magnetically encoded cards; electronic processing of payment transactions made using cash value customer loyalty cards or points via wireless proximity payment devices and magnetically encoded cards; electronic processing and wireless electronic processing of credit, debit and stored value card payment transactions; Electronic payment services involving electronic processing and subsequent transmission of payment transaction data; debit card payment processing services; web service solutions, namely, providing secure electronic processing of credit card and debit card transactions and electronic payments via a global computer network; payment processing services relating to disputed transactions, namely, processing of credit card and debit card payment refund transactions for others; processing of charge back payments and payment verification services relating to credit card and debit card payment transactions; financial services, namely, credit risk management, analysis, and assessment services; financial research services