downloadable computer programs and computer software for controlling, evaluating and managing patient medical information, for the assessment of medical conditions for use in life, total and permanent disability, health care and accident insurance and reinsurance, for categorizing, and analysing medical data on internal computer networks for use in underwriting and claims handling in life, total and permanent disability, health care and accident insurance and reinsurance; computer programs for maintaining and updating user profiles for use in life, total and permanent disability, health care and accident insurance and reinsurance

Insurance services, namely, providing independent scoring service related to medical conditions for insurance and reinsurance evaluation purposes; Medical insurance case and utilization review; Medical insurance underwriting; life insurance underwriting and claims handling; appraisals for life, total and permanent disability, Underwriting of healthcare and accident insurance and reinsurance; underwriting and brokerage of all types of life and healthcare insurance and reinsurance; financial evaluation for all types of life and healthcare insurance and reinsurance; premium rate computing for all types of life and healthcare insurance and reinsurance; providing information in all types of life and healthcare insurance and reinsurance matters; insurance administration in all types of life and healthcare insurance and reinsurance; consultation in all types of life and healthcare insurance and reinsurance; financial risk management services; financial analysis and consultation services; financial planning services; financial portfolio management and financial trust administration services; all foregoing services limited to services for insurance companies, as well as brokers who work between insurance and reinsurance companies and other companies which provide risk check only in the field of insurance

Scientific and technological services and research and design relating thereto; Industrial analysis and research services; Design and development of computer hardware and software in the field of medical analysis; providing software application for medical analysis for brokerage, insurance and reinsurance companies; providing scientific evaluation information in the fields of insurance and reinsurance; medical data research; Technical support services, namely, troubleshooting in the nature of diagnosing problems with medical software; Application service provider, namely, hosting, managing, developing, analyzing, and maintaining applications, software, and web sites, of others in the fields of healthcare insurance and reinsurance; Quality measurement and analysis for medical and healthcare insurers and reinsurers; Compiling medical data for analyzing purposes in the field of medical insurance underwriting; Consultation in the field of health risk assessment, namely, prediction and assessment of health risks to broker, insurance and reinsurance companies; development of software for evaluation and risk assessment of medical conditions; all services in Class 42 limited to services for insurance companies, as well as brokers who work between insurance and reinsurance companies and other companies which provide risk check only in the field of insurance

Conducting medical examinations and medical evaluation services for insurance and reinsurance purposes and for guiding underwriters in the field of life, total and permanent disability, healthcare and accident insurance and reinsurance; all foregoing services limited to services for insurance companies, as well as brokers who work between insurance and reinsurance companies and other companies which provide risk check only in the field of insurance