Computer application software for mobile phones, namely, software that facilitates multiple types of payment and debt transactions; computer application software for mobile phones, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; computer application software for mobile phones, namely, software for processing electronic payments and transferring funds to and from others; computer application software for mobile phones, namely, software for organizing, storing, providing access to, redeeming, scanning, sharing, and providing information about goods, services, discounts, tickets, boarding passes, coupons, consumer loyalty programs, and gift cards concerning a wide range of consumer products, services, and cultural, sporting and entertainment events; computer application software for mobile phones, namely, software for downloading and storing vouchers and tickets for admission to sporting, cultural and entertainment events; computer application software for mobile phones, namely, software for capturing, managing, and storing credit card and debit card information; computer application software for mobile phones, namely, software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors; computer application software for mobile phones, namely, software for use in connection with the electronic storage, transmission, presentation, verification, authentication, and redemption of coupons, rebates, discounts, incentives, and special offers; computer application software for mobile phones, namely, software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points; computer application software for mobile phones, namely, software for collecting credit card payment information, organizing credit, debit and loyalty card, special offer and coupon information into a mobile device wallet application and including a checkout application for presenting payment; computer application software for mobile phones, namely, software that allows users to order, buy and pay for goods and services, compare prices, write reviews using mobile telecommunication devices; computer application software for mobile phones, namely, software for data analysis, tracking, management and reporting in the field of health, fitness and wellness management; computer application software for mobile phones, namely, software for use in profiling, managing and tracking individual health and disease status in the field of personal healthcare and wellness; computer application software for mobile phones, namely, software for use in setting and tracking individual goals to manage and improve personal health and disease status; computer application software for mobile phones, namely, software for creating, tracking and sharing a personalized health and wellness plan; computer application software for mobile phones, namely, software for managing information regarding tracking, compliance and motivation with a health and fitness program; computer application software for mobile phones, namely, software for analysis, aggregation and integration of the user's fitness, activities, diet, sleep pattern and health data; computer application software for mobile phones, namely, software that capture data from wearable devices worn by a user; computer application software for mobile phones, namely, software for use by patients to pay medical bills, view medical lab results, request medical appointments, renew prescriptions, view and reply to secure messages, and ask questions; computer application software for mobile phones, namely, software to enable uploading, downloading, accessing, posting, displaying, tagging, blogging, streaming, linking, sharing or otherwise providing electronic media or information via computer and communication networks; computer application software for mobile phones, namely, software that enables storing medical records; computer application software for mobile phones, namely, software for aggregation of care givers and management of appointments with caregivers; computer application software for mobile phones, namely, software for text, image, video, sound and digital data transmission; computer application software for mobile phones, namely, software for streaming audiovisual and multimedia content via the internet and global communications networks; computer application software for mobile phones, namely, software for accessing movies, TV shows and videos; computer application software for mobile phones, namely, software for streaming audio-visual media content via digital video playback devices, specifically digital video recorders, digital televisions, television set-top boxes, desktop and laptop computers, mobile electronic devices, and via the Internet; computer application software for mobile phones, namely, software for searching, organizing, rating, and recommending multimedia content; computer application software for mobile phones, namely, software in the nature of an application programming interface (API) for computer software which facilitates online services for social networking, building social networking applications and for allowing data retrieval, upload, download, access and management; computer application software for mobile phones, namely, software for accessing and downloading digital content, music, ring tones, ring back-tones, and graphics via the Internet and wireless devices; computer application software for mobile phones, namely, software for accessing digital content in the fields of entertainment, travel, hotels, and restaurants via electronic and optical communications networks; computer application software for mobile phones, namely, software for allowing users to submit electronic data to and access data from a website for educational and entertainment purposes; computer application software for mobile phones, namely, software for the transmission of messages among users in the fields of entertainment, travel, hotels, and restaurants; computer application software for mobile phones, namely, software used for providing travel information and maps and for booking and checking travel reservations; computer application software for mobile phones, namely, software used for searching hotel rates and airfares; computer application software for mobile phones, namely, software for facilitating travel, car, lodging, recreation and entertainment arrangements and reservations; computer application software for mobile phones, namely, software that organizes travel information and allows access, viewing, downloading, storing and sharing of information about travel destinations, local shopping, dining, entertainment and area attractions; computer application software for mobile phones, namely, software that allows providers of lodging, food service, recreation and entertainment to disseminate promotional opportunities and current information to travelers about their promotions, offers, properties and services; computer application software for mobile phones, namely, software that enables airline tickets reservations; computer application software for mobile phones, namely, software that enables hotel, cruise bookings and car rentals