Electronic payment transactions, namely, processing of credit card and debit card payments; electronic bill payment services; electronic transfer of funds; providing electronic processing of electronic payments to and from others conducted via a global communications network; providing secure financial transaction in the nature of electronic cash transactions, electronic credit card transactions, electronic debit transactions, electronic check processing transaction and electronic transmission of bill payment data via a global computer network; Internet-secure electronic transaction solutions for e-commerce, namely, processing electronic custody, banking, cash management, trade finance transactions and payments; automated payment of accounts, namely, bill payment services provided on-line from the Internet; electronic payment card services, namely, processing electronic payments made through prepaid cards; financial administration services, namely, financial administration of credit card accounts; financial services, namely, financial research and information services accessible on-line via digital computer networks; issuance of stored value cards; financial advisory services; arranging of financial loans; insurance agency and brokerage; financial affairs and monetary affairs, namely, financial information, management and analysis services; real estate affairs, namely, real estate brokerage