Consulting and financial information services concerning consumer credit information; financial and credit risk management information provided by electronic means; credit inquiry and consultation; financial analysis and consultation; providing information in the fields of consumer credit reporting, real estate appraisal, real property data compiled from public records, credit fraud victim financial assistance, consumer credit, insurance, lending and insurance risk management; consulting and information services, namely, providing financial information and financial analysis based on financial data and financial statistics for use by lenders, financial institutions and insurance companies; credit and financial information reporting services provided by computer and on-line means; Consumer lending services and insurance risk management; Providing an on-line computer database in the fields of commercial and consumer credit reporting, real estate appraisal, real property appraisal data compiled from public records, consumer credit, insurance and lending, and insurance risk management; providing an interactive computer database in the field of commercial and consumer credit reporting, real estate appraisal, real property appraisal data compiled from public records, consumer and commercial credit, insurance and lending, and insurance risk management. consulting services in the fields of lending and financial information management, financial information processing, credit and lending risks, consumer credit, insurance and lending, and insurance risk management