Computer software, namely, electronic financial platform that accommodates multiple types of payment transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable software in the nature of a mobile application for retailers to enable splitting a purchase into payments; electronic card readers; mobile optical readers for scanning consumer identification cards

merchant services, namely, consumer credit and risk analysis; consulting in the field of data analytics to improve real-time financial decisions; business information reporting services for merchants, namely, providing merchants and Retailers with consumer data to inform consumer financial decisions and purchase behaviors; business analysis and business strategic planning services in the consumer financial services industry; outsource service provider in the field of business analytics

Electronic payment services involving electronic processing and subsequent transmission of point of sale payment data; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Merchant services, namely, payment transaction processing services; Merchant services, namely, advancing funds to businesses and merchants for payment on consumer sale transactions; Debit account services featuring a tablet-compatible mobile scanner for reading consumer bank cards at point of sale; Payment processing services in the field of point of sale retail payments; Payment processing services in the field of offline and online payments; Payment processing services, namely, credit card and debit card transaction processing services; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; Providing a payment method that allows splitting a purchase into multiple payments; Financing services; Consumer lending services

Business technology software consultation services; Development of new technology for others in the field of consumer payment methods; Providing a secure electronic online system featuring technology which allows splitting payments from consumers to merchants and retailers into multiple payments; Providing temporary use of on-line non-downloadable cloud computing software for collecting consumer data and processing consumer payment transactions at point-of-sale