Computer hardware for facilitating, processing, and administering electronic payment, fund transfers, mobile banking, virtual banking and conventional banking; computer software, namely, mobile applications for smartphones and mobile devices for use in accepting, processing, and utilizing electronic payments and electronic payment methods, money transfers, banking, and payment processing; computer programs downloadable via the Internet for use in making and processing payment transactions; computer software for facilitating, processing, and administering electronic payments, funds transfers, mobile banking, virtual banking, and conventional banking; software development tools for the creation of mobile Internet applications and client interfaces for banking and financial applications; computer software, namely, an electronic financial platform that accommodates multiple types of mobile payment and debt transactions in an integrated mobile phone, PDA, ATM, POS and web based environment; computer software application for use in making online payments via mobile phones, smart phones, tablet computers, personal digital assistants (PDAs), ATM, POS and computers; computer software, namely, an electronic banking infrastructure platform

Technical consulting services in the fields of electronic banking and banking with mobile devices

Computer software design for others; providing an electronic platform featuring non-downloadable software for banking; providing an electronic platform featuring non-downloadable software for mobile banking and virtual banking; technical consulting services in the fields of banking technology and cloud computing solutions for mobile financial transactions; providing use of on-line non-downloadable software for processing electronic payments and authentication of parties to electronic payment transactions; cloud computing services for use with banking and financial transactions featuring non-downloadable software for processing banking and financial transactions