Computer software for organizing, storing, providing access to, redeeming, scanning, sharing, and providing information about goods, services, discounts, tickets, boarding passes, coupons, consumer loyalty programs, and gift cards concerning a wide range of consumer products, services, and cultural, sporting and entertainment events; computer software for promoting the goods, services and providing information of others over a global communications network on wireless communication devices, wearable wireless communication devices, and mobile digital electronic devices; computer software for downloading and storing vouchers and tickets for admission to sporting, cultural and entertainment events; computer software for capturing, managing, and storing credit card and debit card information; computer software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors via wearable and mobile devices; computer software for use in connection with the electronic storage, transmission, presentation, verification, authentication, and redemption of coupons, rebates, discounts, incentives, and special offers; computer software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points; computer software for personal information management