Financial and monetary services, namely, financial information, management and analysis services; banking services; insurance services, namely, insurance information services and insurance consultation services; charitable fundraising; financial services, namely, business fundraising for others; charitable services, namely, providing financial sponsorship of cultural events; and financial sponsorship of sport events; currency exchange and advice; currency trading services; currency transfer services; financial services, namely, providing a virtual electronic currency for use by, and transfer of virtual electronic currency among, members of an on-line community via a global computer network; financial services, namely, providing a virtual digital currency for use by, and transfer of virtual digital currency among, members of an on-line community via a global computer network; financial services, namely, providing a virtual crypto-currency for use by, and transfer of virtual crypto-currency among, members of an on-line community via a global computer network; cash management, namely, facilitating and tracking transfers of electronic cash equivalents; virtual currency exchange transaction services for transferable electronic cash equivalent units having specified cash value; provision of prepaid cards and tokens, namely, processing electronic payments made through prepaid purchase cards and prepaid purchase tokens; real estate agency services; electronic financial services provided by means of the internet, namely, providing a virtual currency for use by members of an on-line community via a global computer network; credit card services; money transfer services; electronic funds transfer services; processing payments to and from third parties, namely, bill payment services; foreign exchange transactions; financial transaction services, namely, providing secure commercial transaction and payment options using a mobile device at a point of sale; providing secure commercial transactions and payment options via electronic communications networks; financial transaction services, namely, providing secure commercial transaction and payment options using a mobile device at a point of sale; person-to-person financial services via electronic communications network, namely, financial advice and consultation services; clearing and reconciling financial transactions via electronic communications networks; banking services; financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; business banking; consumer banking; electronic banking via electronic communications networks; payment services, namely, bill payment services, credit card payment processing services, and payment processing services in the field of credit card, tax, insurance payments and payments for general merchandise; electronic payment services, namely, electronic bill payment services, electronic credit card payment processing services, and electronic payment processing services in the field of credit card, tax, insurance payments and establishing funded accounts used to purchase goods and services on the Internet; electronic wallet services, namely, payment processing in the field of credit card, tax, insurance payments and establishing funded accounts used to purchase goods and services on the Internet; processing electronic payments made through prepaid cards and tokens; payment processing services in the field of credit card, tax, insurance payments and establishing funded accounts used to purchase goods and services on the Internet; payment administration services, namely, check payment guarantee services; financial transfers and transactions, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; payment and receipt of money as agents, namely, debt recovery and debt collection agencies; currency dealing, namely, currency exchange services, currency trading services, and currency transfer services; currency trading; currency exchange services; brokerage of currency; swaps of currency rates, namely, currency exchange services; currency exchange rate quotations; financial services provided by mobile telephone connections, near field communication connections, retail point of sale connections and the internet, namely, mobile banking and mobile money transfers; mobile purchasing, namely, providing electronic processing of credit card, debit card, prepaid gift card, stored value card and electronic payments via mobile phone for allowing consumers pay bills and purchase goods and services of others; electronic payment services involving electronic processing and subsequent transmission of bill payment data; automated electronic payment services involving electronic processing and subsequent transmission of bill payment data; merchant services, namely, payment transaction processing services via the Internet; money transfer services; electronic funds transfer services; bill payment services; automated bill payment services; payment transaction card services, namely, credit card and debit card transaction processing services; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; credit card and payment card services; financial payment services, namely, providing secure commercial transactions and payment options; information services relating to the payment of on-line store value accounts, electronic commerce payment accounts, funded to purchase and pay for goods and services via the Internet, and credit card accounts; processing of payments for banks, namely, funding online cash accounts from bank accounts; bill payment processing and transaction services; all the above services limited to the field of a cryptographically protected virtual currency system, for facilitating digitally recorded financial transactions within an organized, internet-based virtual community, business or social network