Downloadable software used to determine and optimize purchase options for individuals; downloadable software in the nature of a mobile application used to visualize products, determine and optimize shopping and purchase decisions; business-to-business institution-specific web based solution for individuals; and business-to-business institution-specific web based solution for manufactures; computer software platforms for storing, managing, tracking, analyzing, and reporting data relating to the automation of personal and commercial business processes, namely, for asset and inventory management, real-time asset and inventory management, IT management, business project management, expense management, procurement management, telecommunications expense management, enterprise resource planning, software management, financial management, operations management, production management, sales management, cost analysis, invoice processing, invoice auditing, human resource management, employee management and data usage management; computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; Downloadable mobile applications for use as a training tool, namely, software that provides training programs in the use of, repair, maintenance and installation of equipment