Data processing in the field of banking, computerized database management in the field of banking; financial records management; promoting the goods and services of others by means of discounts, advertisements, electronic offers, incentives in the nature of rebates, reward points and value added offers and promotional contests generated in connection with the use of payment cards; promoting payment card usage through promotional incentives available through program registration and electronic communications by e-mail or text messages; providing consumer information services in the field of retail store and other locations of interest; business information services in the field of data analytics, namely, data selection, data arrangement, data processing, data presentation, data cleansing and data distribution in the fields of marketing demographics and consumer purchasing behaviors relating to banking and financial services

Broad based financial services, namely, banking, bill payment, credit card services, debit card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions; electronic commerce payment services; merchant services, namely, providing secure payment transaction processing services; electronic payment services, namely, point of transaction services; transaction authorization and settlement services; payment transaction authentication and verification services; electronic funds transfer via electronic communications networks; providing financial services via wireless network, global computer network and mobile telecommunications devices, namely, banking, bill payment, credit card services, debit card services, pre-paid card services offered through cards with stored value, electronic credit and debit transaction; electronic payment, namely, electronic processing and transmission of bill payment and remittance data for others over internet; dissemination of financial information via a global computer network, wireless network or mobile communications device; financial risk management services in the field of banking; providing an on-line computer web site that provides customer access to financial transaction data, account management, financial reporting