Computer hardware and software for making and processing payment transactions and user authentication in connection with credit cards, debit cards, gift cards, pre-paid cards, and other payment forms; electronic devices, namely, credit card readers, electronic card readers, computer chip card readers, point of sale terminals, and related hardware and software, all for accepting, effecting, enabling, facilitating, processing, operating, authenticating users and managing payment transactions via mobile devices and local and global communications networks; computer e-commerce software to allow users to perform electronic business transactions via mobile devices, and local and global computer networks; computer application software for mobile phones and handheld computers, namely, software that allows consumers to make mobile payments to merchants; computer hardware and software for collecting, analyzing, and providing data and information regarding electronic payment transactions; computer software for facilitating mobile payments, and enabling consumers to use their electronic signature, personal identification number (pin), name or photo in completing mobile payment transactions; computer software for issuing receipts regarding mobile payment transactions; computer software for use in issuing invoices and collecting payment amounts due; computer software for facilitating and managing merchant-customer communications, and providing payment transaction information; computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; computer software for collecting, analyzing and reporting business related data and information, namely, software for creating and reporting of business analytics relating to payment processing, authentication, and tracking; computer software for facilitating and completing money transfers via email, mobile devices and global and local computer networks; computer software that enables consumers and businesses to perform electronic payment transactions through the use of their electronic signature, personal identification number (pin), name or photo; computer software for use in issuing and providing receipts for others for electronic payments and payment transactions

Managing and tracking credit card, debit card, gift card, pre-paid card, deferred payment card, and other forms of payment transactions for business purposes; providing a web-based system and online portals in the field of consumer-to-business commerce for consumers to enter, manage and modify their consumer preference information for use by merchants to enhance the retail experience and create and manage offers for delivery to consumers; business information management, namely, electronic reporting of business information, business analytics, namely, information and analytics regarding the sale of products and services of others, and regarding the authenticating, processing and management of mobile payments; preparation of business reports; preparing business and financial reports for others regarding the sale of products and services of others; business information management, namely, electronic reporting of business analytics relating to payment processing, authentication and tracking; electronic processing of orders for others; invoicing services; collecting and analyzing data for business purposes in the field of electronic payment transactions

Financial electronic payment services, namely, accepting, processing, managing and reconciling electronic payments and electronic payment transactions; gift card and prepaid card transaction processing services; providing peer-to-peer money transfer and consumer and money lending services via electronic mail, mobile electronic devices and global and local computer networks; providing financial information about processing of electronic payment transactions; payment processing services, namely, credit card and debit card transaction processing services that involve issuing and providing receipts for electronic payments and payment transactions for others

Providing electronic transmission of financial and business information between and among customers and businesses via electronic communications networks; providing electronic transmission of payment transactions and related information, merchant-customer communications, and advertising and promotional materials; telecommunication services, namely, providing e-mail notification alerts via the internet and mobile electronic devices

Providing temporary use of on-line non-downloadable computer software for payment processing, user authentication, management and tracking of payment transactions; computer services, namely, providing a website featuring temporary use of non-downloadable computer software for collecting, analyzing, and providing data and information regarding electronic payment transactions; providing temporary use of online non-downloadable software for use in collecting, analyzing, and providing data and information regarding electronic payment transactions; providing an interactive web site featuring technology that enables users to enter, access, track, manage, monitor, and generate information and reports regarding sales of products and services; providing temporary use of non-downloadable computer software that enables consumers and businesses to perform electronic payment transactions through the use of their electronic signature, personal identification number (pin), name or photo; computer software for use in issuing and providing receipts for others for electronic payments and payment transactions; providing temporary use of non-downloadable computer software for use in issuing and providing receipts for others for electronic payments and payment transactions

Providing user authenticating services for electronic payments and electronic payment transactions via a global computer network; providing authentication services in e-commerce transactions