Computer software platforms for predictive analytics and enterprise decision management relating to the credit modeling and collections activities of others; Downloadable software in the nature of a mobile application for use in the field of consumer financial services and personal loans

Printed reports in the field of business analytics

Data management services for use in debt collection, namely, electronic data collection; Business consulting services in the field of enterprise decision management; Profit survey and analysis; Business consulting and information services; Business management consulting with relation to strategy, marketing, sales, operation, product design particularly specializing in the use of analytic and statistic models for the understanding and predicting of consumers, businesses, and market trends and actions; Administration of business payroll for others; Advertising services, namely, promoting the gift cards of others; On-line retail store services featuring a wide variety of consumer goods of others; On-line retail store services featuring a wide variety of consumer goods of others that may be purchased on a layaway basis; Payroll administration and management services; Payroll preparation; Payroll processing services; Promotional services, namely, promoting the goods of others by means of providing online gift cards; Providing incentive award programs for customers and employees through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; Retail jewelry stores; Scrap dealerships; Wholesale and retail store services featuring jewelry

Financial consulting services, namely, advising others regarding their credit operations and collections activities; Financial credit modeling, namely, the evaluation of credit and other personal data as credit risk predictors; Business credit verification services; Credit scoring services; Loan servicing, namely, providing consumer credit consultation services, arranging and provision of loans, an interactive customer website featuring information in the field of consumer credit lending, and lending consultant services; Loan origination and preparation services; Arranging of loans; Financial loan consultation; Financial analysis, namely, analyzing data for use in debt collection

Electronic mail and messaging services for web-based software applications in the field of consumer credit lending

Cloud computing featuring software for use in predictive analytics and enterprise decision management in the field of consumer credit lending; Providing temporary use of web-based software applications for predictive analytics and enterprise decision management services relating to the credit modeling and collections activities of others; Consulting services in the field of design, selection, implementation and use of computer hardware and software systems for others, to further enterprise decision management in the field of consumer lending and collections; Design and development of computer software for use in enterprise decision management, predictive analytics, credit decisioning, credit modeling and collections, excluding software used primarily for product data management and product lifecycle management and optimizing the product design, development, and manufacturing processes; Data automation and collection service using proprietary software to evaluate, analyze and collect consumer credit and financial data; Software as a service (SAAS) services featuring software in the field of consumer financial services and personal loans; Design and development of software for the automation of financial verification processes; software as a service, namely, hosting software for use by others featuring credit decision modeling

Fraud detection services in the field of financial lending and credit