Financial services, namely, the extension of credit or deferred payment of an obligation; electronic payment services in the nature of the ability to purchase goods online, namely, processing electronic payments made through prepaid cards, electronic payment services involving electronic processing and subsequent transmission of bill payment data, providing electronic processing of credit card transactions and electronic payments via a global computer network; clearing and reconciling financial transactions for the purchase of goods, via electronic communications networks; providing a web site featuring personal financial information and financial advice