Computer software, namely, software applications and software development tools that enable and facilitate electronic payments via a mobile phone, laptop, tablet or other portable electronic device; computer software, namely, software applications, and software development tools, for making and processing payments for online, in-store, in person, mail order and telephone order transactions via mobile phones, laptops, tablets and other portable electronic devices; Computer software applications that facilitate and process credit cards, debit cards and gift cards payments and payments made via a user's bank account, and enables a user to split payments between and among multiple individuals, and to request payment from other individuals; Computer software application that facilitates signing into and logging onto websites via mobile phone, laptop, tablet or other portable electronic device; Computer software applications for order management and tracking, order transaction processing, payment transactions, payment processing, payment requests, and tracking, managing and reporting on the status of product shipments; computer software applications for enabling, facilitating, operating, and managing customer relations and loyalty programs, commercial evaluation, and consumer analytics; computer software for consumer identification, verification and authentication, fraud detection and protection, charge back protection, and tokenization; computer software applications for use in collecting, storing, analyzing, and providing data and information regarding electronic payment transactions, and consumer shopping behavior and preferences; Computer software for creating, maintaining and updating online searchable databases regarding products and services of others based on consumer profile and shopping habits, and for making recommendations regarding future purchases based on the profiles and shopping habits; Downloadable software for use in advertising over mobile devices, a global computer network and wireless communications networks; Downloadable software that allows users to consolidate and manage accounts and connect to existing and emerging application programming interfaces (APIs) for making and accepting mobile payments

Business services, namely, enabling customers and potential customers to log onto and sign into websites via a mobile phone, laptop, tablet or other portable electronic device for business purposes; Business services, namely, order placement, management, tracking and reporting services for others; customer support services, namely, responding to customer inquiries for others in the field of electronic payment transactions via telephone or electronic means; Business services, namely, providing analytics and data related to consumer buying habits and history, and making recommendations regarding products and services based on an individual's buying history and preferences; Advertising services, namely, providing online and mobile advertisements and advertising services; Administration of a customer loyalty program; Customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; Promoting the goods and services of others by means of the issuance of loyalty rewards and special promotions

Financial services, namely, facilitating credit cards, debit cards, and gift cards payments and payments made via an individual and business bank account; On-line transaction processing services, namely, processing credit card, debit card, gift card and bank account transactions via mobile software applications; Financing and loan services

Providing temporary use of on-line non-downloadable computer software for use in computer software order management and tracking, order transaction processing, payment transactions, payment processing, payments requests, and tracking, managing and reporting on the status of product shipments; Providing temporary use of on-line non-downloadable software for use in collecting, storing, analyzing, and providing data and information regarding electronic payment transactions, and consumer shopping behavior and preferences; Providing temporary use of on-online nondownloadable computer software for enabling, facilitating, operating, and managing customer relations and loyalty programs, commercial evaluation, consumer analytics; Providing temporary use of on-online non-downloadable computer software for consumer identification, verification and authentication, fraud detection and protection, charge back protection, and tokenization; Providing on-line non-downloadable computer software for creating, maintaining and updating online searchable databases for products and services of others based on consumer profile and shopping habits; Providing an interactive website featuring technology that allows users to consolidate and manage accounts and connect to existing and emerging application programming interfaces (APIs) for making and accepting mobile payments; Providing an interactive website featuring the products of others for advertising and promotional purposes

Identification verification services, namely, providing authentication of personal identification information; Providing user authentication services in e-commerce transactions; Fraud detection and prevention services; Financial identity monitoring services for fraud protection purposes; Computerized security services, namely, electronically monitoring, detecting and reporting on suspicious and abnormal patterns of point of sale activity indicating theft, fraud, or other criminal activity; Fraud detection services in the field of credit cards, debit cards, gift cards for on-line, in-store, in person, mobile, mail order and telephone order transactions; Providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via mobile software applications; charge back protection services and resolution support to resolve buyer disputes and fraudulent payments