Computer e-commerce software to allow users to perform electronic business transactions via mobile devices, local and global computer networks; computer software for facilitating and managing merchant-customer communications, and providing payment transaction information; computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; computer software for collecting, analyzing and reporting business related data and information, namely software for creating and reporting of business analytics relating to payment processing, authentication, and tracking; computer software for facilitating and completing money transfers via email, mobile devices and global and local computer networks; computer software, namely software application for use by consumers in the field of mobile payments; computer hardware and software for collecting, analyzing, and providing data and information regarding electronic payment transactions; computer software for facilitating mobile payments, and enabling consumers to use their electronic signature, pin, name or photo in completing mobile payment transactions; computer software for issuing receipts regarding mobile payment transactions; computer software for use in issuing invoices and collecting amounts due; computer software for use in on-line marketplace which provides customers and merchants with links to the retail websites of third-party merchants; software for providing an on-line commercial information directory; software for disseminating advertising and sales information via an on-line electronic communications network; software for providing a searchable on-line advertising guide featuring the goods and services; software for providing online retail store and department store services; software for computerized processing of on-line purchase orders; software for compilation of business information into searchable databases available via a global computer network; software for automated and computerized trading of goods and services provided over a global communication information network