Education services, namely, providing classes, lectures, seminars, conferences, workshops, presentations, retreats, personal instruction, non-downloadable webinars, online instruction, online training, teleseminars, teleclasses, continuing prerecorded audio programs accessible over the internet and continuing professional education courses in the field of finance on the topics of financial practices, financial beliefs, financial habits, and financial personality types and the distribution of printed or printable materials in connection therewith in hard copy or electronic format