Computer software and hardware for disseminating advertising for others on employee earnings and third party paper payroll stubs and checks and on electronic payroll payments; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Electronic and magnetic ID cards for use in connection with payment for services; Electronic payment terminal; Multi-functional computer terminals with payment function; Multi-functional electronic payment terminals

Payment processing services for merchants; Loyalty program payment processing services for merchants; Merchant services, namely, payment transaction processing services for merchants; Pre-paid purchase card services for merchants, namely, processing electronic payments through pre-paid cards for merchants