Application service provider (ASP) featuring software for use in videoconferencing and personal banking transactions; Application service provider featuring application programming interface (API) software for videoconferencing and personal banking transactions; Application service provider, namely, hosting, managing, developing, and maintaining applications, software, and web sites, in the fields of personal productivity, wireless communication, mobile information access, and remote data management for wireless delivery of content to handheld computers, laptops and mobile electronic devices; Computer services, namely, providing an interactive web site featuring technology that allows users to consolidate and manage social networks, accounts, and connections to existing and emerging application programming interfaces (APIs); Computer software development in the field of mobile applications; Consulting services in the field of hosting computer software applications; Programming of multimedia applications; Providing a website featuring technology that enables users to perform personal banking transactions or participate in an online videoconference; Providing customer-defined generated content and content of others automatically selected and customized based on the known or estimated geographical location of an Internet, mobile telephone or other wired or wireless digital network based customer