Downloadable software in the nature of a mobile applications for smartphones and mobile phones for use in processing electronic payments; computer programs downloadable via the Internet for use in making and processing payment transactions; Electronic machines and apparatus, namely, mobile devices, smartphones, handheld computers, tablets, portable media players; Mobile telephones cases and covers; Cell phone straps; Computer software for processing electronic payments and transferring funds to and from others; Authentication software that may be downloaded from a global computer network for use in authenticating the identity of a payer; Magnetically encoded credit cards and debit cards; Wired and wireless computer peripherals; Computer hardware security device, namely, a non-predictable code calculator for accessing a host data bank computer

Electronic transfer of funds; Online banking; On-line bill payment services; financial services, namely, electronic remote check deposit services; financing of loans and discount of bills; Liability guarantee and acceptance of bills, namely, financial guarantee and surety; Acquisition and transfer of monetary claims; Safe deposit box services; Money exchange services; Agencies in the field of bonds and other securities; Foreign exchange transactions; issuing of letters of credit; Brokerage of credit purchase; Issue of pre-paid credit and debit cards; Issue of tokens of value; Agencies for collecting gas and electric power utility payments; debt collection services in the nature of the consigned collection of payment for goods; Financial services in the nature of assisting and enabling the transfer of funds and purchase of products and services offered by others, all via electronic communications networks; Clearing and reconciling financial transactions via a global computer network; providing financial services, namely, credit card services, issuing of credit cards and check payment guarantee services; payment administration services, namely, bill payment services

Design services, namely, design and development of web pages; design and development of computer software; maintenance and updating of computer software; creating and maintaining web sites for others; technical support services, namely, troubleshooting of computer software problems; providing temporary use of non-downloadable computer software for payment processing, tracking and invoicing; providing on-line information about design and development of computer hardware and software; providing computer programs; software as a service (SaaS) services featuring software for processing electronic payments; providing temporary use of non-downloadable computer software for use in creating and maintaining and updating an electronic bulletin board