Computer software, namely, electronic financial platform that accommodates multiple types of payment and debit transactions and the transfer of funds to and from others, in an integrated mobile phone, PDA, and web-based environment

Business information management, namely, electronic reporting of business analytics relating to payment processing, authentication, tracking, and invoicing; business management, namely, optimization of payments for businesses; advertising and marketing services, namely, promoting the goods and services of others and provision of market research information; promoting the goods and services of others via computer and communication networks; dissemination of advertising for others via a global communications network; facilitating the exchange and sale of services and products of third parties, namely, facilitating transactions between buyers and sellers through providing buyers with information about sellers, goods and/or services via computer and communication networks; online retail store services featuring virtual currency, virtual objects, video, images, text and audiovisual works; providing online marketplaces for sellers of goods and services; providing online services for connecting sellers with buyers via a global computer network; managing and tracking credit card, debit card, ACH, prepaid cards, payment cards, and other forms of payment transactions via electronic communications networks for business purposes

Financial services, namely, electronic money transfer services; clearing and reconciling financial transactions via a global computer network; payment processing services, namely, credit card and debit card transaction processing services; providing stored value prepaid card services; financial services, namely, providing on-line stored value accounts in an electronic environment for use in connection with payment for goods and services; financial services, namely, providing a virtual currency for use by members of an online community via a global computer network; currency exchange services, namely, issuance of virtual currencies; currency exchange services for virtual currencies; facilitating transfers of virtual currencies, namely, electronic funds transfer of virtual currencies; financial services, namely, providing electronic transfer and exchange of virtual currency having specified cash value for use by members of an online community via a global computer network; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale

Providing temporary use of online non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable software for processing electronic payments for use in electectronically trading, storing, sending, receiving, accepting and transmitting virtual currency, and managing virtual currency payment and exchange transactions; providing temporary use of online non-downloadable authentication software for controling access to and communications with computers and computer networks