Digital materials, namely, downloadable application software for mobile phones, tablets, and personal computers, namely, software for displaying and accessing stored value, prepaid, and gift cards featuring money for ecommerce and retail; computer application software for mobile phones, tablets, and personal computers, namely, software for enabling the exchange of stored value, prepaid, and gift card value with other users; software enabling customers to upload physical stored value, prepaid, and gift card value and payment cards into a single card management system; mobile software applications for mobile phones and tablets, namely, software for conducting financial transactions; mobile software applications for mobile phones and tablets, namely, software for facilitating financial transactions, namely storing, purchasing, transferring, and redeeming stored value, prepaid, and gift card value; Business services, namely, providing distribution channels in the nature of an online marketplace for stored value, prepaid, and gift cards; promoting, advertising and marketing the goods and services of others; developing promotional campaigns for business; providing a website featuring an online marketplace for exchanging stored value, prepaid, and gift card value and payment cards with other users; Assistance with electronic transfers of money; Banking services; on-line prepaid cards, prepaid gift card, prepaid stored value card and prepaid payment card services; Foreign currency exchange services; Payment processing services, namely, charge card, credit card, prepaid card, gift card, stored value card and payment card transaction processing services; Electronic charge card, credit card, prepaid card, prepaid gift card, prepaid stored value card and prepaid payment card transaction processing services; Issuing charge cards, credit cards, prepaid cards, prepaid gift cards, prepaid stored value cards and prepaid payment cards; providing online information for merchants regarding guidelines and fees pertaining to credit card acceptance; Providing online forums and electronic bulletin boards for transmission of messages among computer users related to business; Blogging services related to business, namely, providing on-line journals in the nature of blogs in the field of business; Application service provider, namely, hosting, managing, developing, analyzing, and maintaining applications, software, and websites for others in the field of business; application service provider, namely, providing software as a service featuring software for conducting financial transactions