Identity theft detection and protection services in the nature of arranging secure authentication of personal data in requests to open banking, credit, credit card, loan, and other financial, telecommunications and utility accounts; identity theft protection services; providing a secure interactive website concerning notifications of potential identity theft; resolution assistance, namely, providing advice and consultation in the field of identity theft; consultation in the field of identity theft; and tracking, monitoring, and reporting regarding consumer credit reports and changes thereto for purposes of protecting against identity theft