Check payment guarantee services; Electronic cash transactions; Electronic check acceptance services; Electronic transfer of money; Financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing on-line stored value accounts in an electronic environment; Financial transaction services, namely, providing secure commercial transactions and payment options; Providing a web site featuring personal financial information and financial advice; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network