Providing on-line non-downloadable software for capital management and trading, namely, software that provides information about foreign exchange markets, access to real-time reference rates and calculates the benchmark mid-rates for major currency rates; Providing on-line non-downloadable software for real-time and historical foreign exchange rates for backtesting, auditing and analysis; Providing on-line non-downloadable software for financial management, namely, software providing spreadsheet and order management of financial instruments and foreign exchange; Providing on-line non-downloadable software for financial analysis and financial consulting, namely, software for transaction reporting, financial modeling and financial analysis; Providing on-line non-downloadable software for financial instrument and foreign exchange trading, namely, software providing a graphical user interface for conducting financial instrument and foreign exchange trading over electronic communications networks; Providing on-line non-downloadable software for financial portfolio management, financial operational management and financial risk management, namely, software and platform for aggregation, comparison and ranking of prices of financial instruments and other financial instrument aspects