Incentive award programs to promote the sale of products and services of others; customer loyalty programs to promote the sale of products and services of others; customer club services, for commercial, promotional advertising and savings purposes on a wide range of consumer products and services, activities and events, and providing benefits and services in the field of automotive vehicles, other automotive products, services and maintenance, travel, shopping, health and wellness, dental, entertainment, home improvement, legal, financial, and consumer protection; promoting the sale of credit card and debit card accounts through the administration of incentive award programs and loyalty programs; direct mail advertising services; marketing services, namely, business marketing consulting to banks, credit unions, other financial institutions, retailers and other services providers; developing promotional campaigns for banks, credit unions and other financial institutions to offer to customers and proprietors of small businesses; promoting the goods and services of others through the operation of consumer benefit membership clubs and programs that provide discounts and savings on a wide range of consumer products and services, activities and events and provide benefits and services in the field of automotive vehicles, other automotive products, services and maintenance, travel, shopping, health and wellness, dental, entertainment, home improvement, legal, financial, and consumer protection; and promoting the sale of goods and services of others through promotional contests on behalf of credit and debit card issuers, banks and other financial institutions, retailers, and a wide range of other industries. promoting the goods and services of others, and promoting charitable contributions, by conducting a charitable donor gift card program, incentive awards program, customer loyalty program and discount program whereby participants utilize gift cards to purchase goods and services of others, which purchases generate charitable donations for non-profit organizations

Developing, implementing and administering consumer benefit programs that provide members with credit card protection and verification, information regarding and access to credit reports and financial records of themselves and their families, and travel accident insurance and travel assistance benefits; insurance administration in the field of loss, theft or damage to cellular telephones or other wireless communication devices; insurance brokerage in the field of life insurance, health insurance, accidental death and dismemberment insurance; providing members with extended warranties and reimbursements on retail merchandise purchased by credit cards issued by participating financial institutions; charitable fundraising services for non-profit organizations from sales generated by use of gift cards to purchase goods and services of others

Travel agency services, namely, making reservations and bookings for transportation that features a frequent traveler bonus program; organization of business travel; travel information services; arranging and conducting travel tours and vacation packages, namely, arranging air, land and sea transportation for individuals and groups; coordinating travel arrangements for individuals and for group tours; car rental reservation services; making auto and airline reservations and bookings for travel by means of electronic communications networks

Providing travel lodging information services and travel lodging booking agency services for travelers; travel agency services, namely, making reservations and booking for temporary lodging; making reservations and bookings for restaurants and meals; providing travel agency services via an on-line interactive database that can be used in making reservations and bookings for temporary lodging